terms of use
Welcome to TopChoice Health! These Terms of Use govern your use of our website and services. By accessing or using our website, you agree to comply with these Terms of Use. Please read them carefully.
- Use of the Website:
1.1 Eligibility: You must be at least 18 years old and capable of entering into a legally binding agreement to use our website and services. By using our website, you represent and warrant that you meet these eligibility requirements.
1.2 Compliance with Laws: You agree to use our website and services in compliance with all applicable laws, regulations, and third-party rights. You are solely responsible for your actions while using our website.
1.3 Prohibited Activities: You are prohibited from engaging in any of the following activities: a. Violating any applicable laws or regulations; b. Interfering with the operation of our website or services; c. Circumventing or attempting to circumvent any security measures or access restrictions; d. Uploading or transmitting any malicious code, viruses, or harmful materials; e. Impersonating another person or entity; f. Collecting or harvesting any user information without authorization; g. Engaging in any fraudulent, deceptive, or misleading activities.
- Intellectual Property:
2.1 Ownership: All content, logos, trademarks, and other intellectual property displayed on our website are the property of TopChoice Health or its licensors. You may not use or reproduce any of our intellectual property without prior written permission.
2.2 User Content: If you provide any content on our website, such as reviews, comments, or feedback, you grant us a non-exclusive, royalty-free, worldwide, perpetual, and irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content for any purpose.
- Privacy:
Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and disclose your personal information when you use our website and services.
- Health Insurance Products:
4.1 Availability and Pricing: The availability and pricing of health insurance products on our website are subject to change without notice. We strive to provide accurate and up-to-date information, but we do not guarantee the availability or accuracy of any product or pricing details.
4.2 Application and Underwriting: When you apply for health insurance products through our website, you understand and agree that the application process may involve underwriting and approval by the insurance provider. Approval is subject to their terms, conditions, and eligibility criteria.
4.3 Third-Party Providers: We may work with third-party insurance providers to offer health insurance products. Your relationship with those providers is governed by their respective terms and conditions. We are not responsible for any actions, omissions, or disputes between you and these third-party providers.
- Limitation of Liability:
To the maximum extent permitted by law, TopChoice Health and its affiliates, officers, directors, employees, agents, and suppliers shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of our website or services.
- Indemnification:
You agree to indemnify and hold harmless TopChoice Health, its affiliates, officers, directors, employees, agents, and suppliers from any claims, liabilities, damages, losses, costs, or expenses arising out of or in connection with your use of our website, violation of these Terms of Use, or infringement of any third-party rights.
- Modifications:
We reserve the right to modify, suspend, or terminate our website or services at any time, without notice. We may also update or modify these Terms of Use from time to time